Business Loans
Business Lines of Credit
- Competitive rates for ongoing or seasonal business needs
- Only pay interest on the part that’s used
- Re-use as needed without re-applying
Business Term Loans
- Competitive rates for a wide range of business needs
- Terms up to 5 years1
- Accommodating repayment terms that work for your business
Commercial Real Estate Loans
- Competitive rates for the purchase, refinance, or construction of commercial properties
- Available for owner-occupied or investment properties
- Accommodating repayment terms, typically between 15 and 20 years
SBA & USDA Loans
- Terms up to 10 years for working capital
- Terms up to 25 years for fixed assets
- Purchase land, buildings, equipment, inventory, and fixtures
Working Capital Loans
- Competitive fixed and variable rates for short-term business needs
- Terms of 12 months or less
- Quick, local decision-making and processing in Central New York
New York State Lending Programs
At Solvay Bank, we partner with New York State agencies and programs to expand access to lending and support the success of Central New York businesses.
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