Auto Loans

  • Competitive rates on new and used vehicles 
  • 125% financing available for qualified applicants 
  • Accommodating repayment terms that fit your budget 
Learn More

Checking Lines of Credit

  • Competitive rates for cash flow fluctuations and short-term needs 
  • No more overdraft fees or bounced checks 
  • Accommodating repayment terms that fit your budget 
Learn More

Construction Loans

  • Competitive rates designed for construction projects 
  • Flexible options, including construction draw loans and end loans 
  • Low down payment options 
Learn More

Home Equity Loans & Lines

  • Competitive rates for one-time or ongoing needs 
  • The existing equity in your home is used as collateral backing 
  • Accommodating repayment terms that fit your budget
Learn More

Home Improvement Loans

  • Competitive rates for home improvements 
  • Accommodating repayment terms that fit your budget 
  • Quick, local decision-making and processing in Central New York 
Learn More

Home Mortgage Loans

  • Competitive rates for home purchase, refinance or construction  
  • Available for primary residence, second homes, vacation homes or investment properties  
  • A variety of financing programs available 
Learn More

Personal Loans

  • Competitive, fixed rates for a wide variety of personal needs 
  • Maximum loan amount based on collateral 
  • Accommodating repayment terms that fit your budget 
Learn More

Recreational Vehicle (RV) Loans

  • Competitive rates for a wide range of recreational vehicles 
  • 90% financing available for qualified applicants 
  • Accommodating repayment terms that fit your budget 
Learn More